• Does a Speeding Ticket Affect Your Insurance in Pittsburgh, PA?

Does a Speeding Ticket Affect Your Insurance in Pittsburgh, PA?

Parking lot, 1337 Old Freeport Rd, Pittsburgh, PA 15238, USA

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Type : Sell
Date : June 9, 2025
Condition : New
Warranty : No
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The Short Answer is ? Yes.  Your insurance rates can definitely be affected by tickets for speeding. However, a few key factors determine how much or how quickly it will occur.  When you sign up for auto insurance, you agree to the terms of a risk contract. When deciding which risk to take on, insurance companies look at your age, driving record, car model, and current location. Clean driving records tell that you’re not a risky driver, and the reward is reduced costs.

 If you get a ticket for speeding, your clean slate will be erased. For instance, if you drive 10 mph over the speed limit as opposed to 25 mph, the offense is more serious and could place you in the riskier category. Higher risk means more to insurers. Certain insurance companies may not raise your rates even after a minor infringement particularly if you’ve got an extensive history of secure driving.  Your rates are likely to rise for many. Indeed, a single ticket could result in annual rate increases of hundreds of dollars. NerdWallet’s research indicates that the average nationwide price increase for a single speeding ticket is approximately 25%, and in some instances, it is even higher.

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Parking lot, 1337 Old Freeport Rd, Pittsburgh, PA 15238, USA
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